First Home Buyer Choice Calculator

Use this calculator to see how much property tax or upfront stamp duty a first-home buyer must pay when buying a property in NSW.

First, let's get an idea of the property you are looking for along with your eligibility.

Are you a first home buyer?

Select "Yes" if this is the first time you're buying property.

Yes

Are you a foreign buyer?

Select "Yes" if you're not an Australian citizen or permanent resident.

Yes

What will be the property used for?

Select what you will use the property for.

Primary Residence

Investment

What type of property is it?

Select what is the type of your property.

Existing Home

New Home

Vacant Land

What is the value of the property??

Enter the purchase price of the property.

What is it's land value??

Enter the estimated value of your land.

How many years will you own it??

Enter the number of years you are planning to keep the property.

years

Enter a value between 1 and 75.

Based on your answers and inputs, we’ve calculated the following:

Property Tax

Total Payable over year(s)

Per Annum

Stamp Duty

$NaN

(One-time and Up-front payment)

Amount breakdown

Which Is Better?

You either need to pay a total property tax of $0 over years OR pay an up-front stamp duty $NaN.

The choice between paying an annual property tax or a one-time stamp duty will depend on your circumstances. We recommend you check in with your conveyancer to confirm your eligibility.

Disclaimer: These results are based on the information provided. It assumes you meet the eligibility requirements for the First Home Buyer Choice Scheme. The calculator should be used only as a guide. Please seek advice before making a decision.

Talk to one of our broker

Our mortgage brokers can quickly assess your situation to find the right home loan option for you.

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